The most knowledgeable pedestrians explore the new

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Understand pedestrians to explore the deep-water area of digital finance, the new infrastructure Dongfeng helps the industry take off

modern finance has a natural digital gene, and the integration and innovation with information technology has always been an important content and typical feature in the development process of modern finance in China. In the past, from the application of computer technology to the fact that about 70% of the current operations were caused by fatigue, such as electronic operation, system integration, and centralized database information management technology after the 21st century, China's financial industry has been at the forefront of scientific and technological applications

in the past few decades, China's financial system has well supported the rapid economic development. The sustained economic prosperity has also contributed to the continuous expansion and strengthening of financial enterprises. Just as digital technology has promoted the innovation and progress of thousands of industries in the past, digital technology has once again played a crucial role in the face of challenges such as the epidemic. Huawei China government and enterprise finance 8. Filters: for filters without infarct instigators, Liu Weiming, general manager of the financial business department, said in a signed article in "together with people who understand the industry: taking advantage of the new infrastructure to build a digital future of finance". Technology and finance have a deep historical origin, and the integration of new generation digital technology and financial business is also deepening, becoming an accelerator for the whole industry to rush out of the deep-water area of digital transformation

since its establishment in 1987, Huawei has gone through more than 30 years of development. Entering the digital era, Huawei is also facing new challenges brought by digital transformation. However, as a leading provider of ICT (information and communication) infrastructure and intelligent terminals in the world, Huawei is knowledgeable about its transformation, both at the technical level and at the business level. Many years ago, Huawei began its own digital transformation practice, redefined its business and architecture, gave priority to user experience, and formed a complete digital system of scenario, service and multi cloud management. In this process, Huawei has used many digital technologies including 5g, big data, cloud computing, AI, IOT and so on, and has transformed the achievements into practical products and solutions to serve thousands of industries

in the new era of infrastructure construction, there is no doubt that the large-scale application of digital technology will promote the financial industry to accelerate the digital transformation and intelligent upgrading, and bring greater play to the business innovation of financial enterprises. In the context of the in-depth promotion of the strategy of building a digital China and a powerful country, finance, as the core of the modern economy and the blood of the real economy, promoting the digital transformation and development of the industry is not an optional question, but an inevitable one. And Huawei's China's government and enterprise businesses advocate a knowledgeable focus on industry digital transformation, which is undoubtedly a concept and direction needed in this era of great opportunities

for the financial industry, digital transformation has entered the deep water

Liu Weiming believes that the internal driving factors of the digital transformation of the financial industry focus on improving the customer experience of financial services in terms of payment, wealth management, credit and so on, and meeting customers' needs for brand trust in financial institutions through a more transparent and safe environment. More importantly, by accessing adjacent markets and establishing contacts with more customers, we can innovate our business model

it is foreseeable that the services of financial enterprises in the future will not only exist in the point, but also everywhere. Through the ubiquitous connected 5g network, the service can be more efficiently extended to the customer's business and life scenes, and based on AI, it can provide high-quality audio and video interactive services, AR, Mr immersive experience, seamlessly and perfectly provide personalized intelligent contactless services such as risk assessment, financial consultants, investment advice, etc. on, smart watches, cars. In the field of corporate financial services, financial enterprises can also realize the integrated matching of customer business flow, logistics, information flow and capital flow through all things Zhilian, establish a complete digital credit system for customers, facilitate financial enterprises to empower small and medium-sized enterprises in the form of precision drip irrigation, and promote the development of the real economy

activated carbon as cathode gets a capacitance of 114f/g. In order to accelerate the digital transformation process of the financial industry and realize intelligent upgrading, it is necessary to rebuild the infrastructure that can meet the needs of core business transformation, and create a strong engine and solid base for the transformation of financial enterprises. Agile technology architecture is the engine of digital transformation of core business

in the digital transformation of financial enterprises, business processes and service experience represented by risk control, marketing and operation are developing towards intelligence. The AI algorithm embedded in smart applications will help financial enterprises find value from massive data and apply it to traditional or innovative businesses. However, as the premise of intelligent financial business, how to effectively save and manage data has become the key. In the view of most financial institutions, data lake is an ideal solution to the problem. Liu Weiming said

in the process of building a data lake with a large state-owned bank, Huawei not only reconstructed a new data warehouse and replaced the traditional all-in-one machine, but also established an information base for customers to process real-time streaming data and a historical base for storing original data. After the unstructured transformation of the information base, the bank not only allows the source data without deep processing to serve the downstream analysis system with higher timeliness, but also provides a reliable support for the medium and long-term historical data analysis business

in addition, in the face of the market demand of scenario, personalization and diversification, the bottleneck of traditional architecture system in response ability is prominent, and the realization of IT architecture reconstruction and capacity building with distributed structure has gradually become the industry consensus. During the transformation, Huawei decomposed the centralized single system architecture of the bank according to business functions and reconstructed it into fine-grained, modular and independent capability units. Through the combination of different business capability units, Huawei helped the bank build an open bank based on cloud services, an Internet core bank, and a converged data lake, helping the business to innovate quickly and flexibly

within Huawei, there are countless knowledgeable experts who provide this support capability

to some extent, these knowledgeable people are not only experts in the financial industry, but also not limited to experts. They have the perspective of experts and can also find problems from the perspective of customers. They may cultivate core financial technologies to promote continuous progress in a sophisticated field; Or we should always cultivate in the front line of finance, from following and accompanying the growth of the industry to understanding the core business scenarios of the industry, finding trends and transformation directions, so as to drive the development of the whole industry; Or we should always cultivate the financial industry and work with our ecological partners to integrate diverse ecological capabilities into our ability to serve customers, so as to jointly build a more capable ecological value space

secure and stable data base

stability is the premise for the survival and development of financial enterprises

in the face of the current global wave of digital transformation, industry experts pointed out that China's financial industry should pay attention to summarizing the historical experience in the early stage of promoting the development of electronization and informatization, absorb and learn from the beneficial exploration and advanced experience of international peers, and strive to make continuous progress in the digital era. However, to promote the digital transformation and development of the financial industry, we must have a direction, rules and boundaries

among them, the fundamental task of preventing and controlling financial risks should be to pay attention to and pay attention to the new changes that digital transformation may bring in operational risks, market risks, credit risks, reputation risks and other aspects, and to establish and improve a comprehensive risk management system that covers all links and fields such as business, network, technology, data and is more suitable for the requirements of the digital era

taking banks as an example, the journey of digital transformation of banks needs to be fast and stable, and the business services launched at each step must meet the requirements of financial supervision in terms of high reliability and business sustainability. While examining the reliability of technology, the blueprint design of digital transformation also needs to further consider whether the ICT infrastructure, as the base of the blueprint, has the long-term availability option of multiple technology stacks. Sensitive new business systems and massive precipitation of analytical data are distributed in multiple data centers in the same city and different places in the form of multiple instances and multiple copies to provide continuous services

at present, Huawei heterogeneous multi cloud dual active architecture for business load has begun pilot work in several commercial banks, including large banks and joint-stock companies. With the improvement of the underlying basic technologies and capabilities of domestic enterprises, the long-term evolution ability and selectivity of ICT basic technology stack will also be further guaranteed, providing a solid foundation for the digital transformation of financial enterprises

Cai Yinghua, President of Huawei's China government and enterprise business, believes that digital transformation is easier said than done after entering the deep water. At this stage, enterprises in all industries need someone to sort out the needs of digital transformation with them, and fill the gap between traditional business scenarios and digital technologies such as 5g, cloud and artificial intelligence. Huawei calls these people who are urgently needed by enterprises as knowledgeable people

the essence of knowing and doing is the integration of understanding and doing. Understanding is to think from the perspective of the enterprise, to find the coincidence between its core business scenarios and the application of digital technology, while the industry focuses on focusing on building the ability to identify the needs of key business scenarios through deep cultivation in the industry, and then focus on the transformation and upgrading of key business scenarios with enterprises and partners. It is precisely because a group of knowledgeable people like Huawei are willing to forge ahead in the deep-water area that China's Qianxing Baiye can focus more on doing more in-depth and extensive research on the road of digital transformation. It can be said that Huawei, as an indispensable technological leading force, has jointly built an accelerator for the digital transformation of China's financial industry with its partners as a knowledgeable person

it is not difficult to predict that China's financial industry will usher in a new growth space and release more value in the process of promoting the development of digital economy. Digital transformation will become an irreversible industry trend, and the energy emitted by Huawei and its partners will also bring more possibilities to the industrial take-off and intelligent upgrading

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